 |
Interest Rates Effective June 27, 2008
(Subject to Change) |
172 W. Stockton Road, Sonora CA 95370
209/694-8400 |
13769 C Mono Way, Sonora CA 95370
209/532-9400
|
| Account Type |
Interest Rate |
Annual Percentage Yield |
Minimum
To Open |
Balance to
Obtain APY* |
| Personal Accounts |
|
|
|
| Interest Checking |
0.25% |
0.25% |
$100 |
** |
| Money Market |
|
|
$1,000 |
|
| |
1.00% |
1.00% |
|
$1,000 to $9,999 |
| |
1.10% |
1.11% |
|
$10,000 to $49,999 |
| |
1.20% |
1.21% |
|
$50,000 to $99,999 |
| |
1.50% |
1.51% |
|
$100,000 and above |
| Savings |
0.35% |
0.35% |
$100 |
** |
| Minor Savings |
1.00% |
1.00% |
$25 |
** |
| Health Savings |
0.75% |
0.75% |
$100 |
** |
| Business Accounts |
|
|
|
| Interest Checking |
0.25% |
0.25% |
|
** |
| Money Market |
|
|
$1,000 |
|
| |
1.00% |
1.00% |
|
$1,000 to $9,999 |
| |
1.10% |
1.11% |
|
$10,000 to $49,999 |
| |
1.20% |
1.21% |
|
$50,000 to $99,999 |
| |
1.50% |
1.51% |
|
$100,000 and above |
| Savings |
0.35% |
0.35% |
$100 |
** |
| Interest is Compounded Daily and Posted to the Account Monthly |
| Account Type |
Interest Rate |
APY* |
Minimum To Open |
Balance to Obtain APY* |
Rate with Checking Acct |
APY* |
| Certificates of Deposit |
|
|
$1,000 |
$1,000 |
|
|
| 30 Days |
1.85% |
1.87% |
|
|
2.35% |
2.38% |
| 3-5 Months |
3.00% |
3.04% |
|
|
3.00% |
3.04% |
| 6-23
Months |
3.50% |
3.56% |
|
|
3.50% |
3.56% |
| 24-35 Months |
3.75% |
3.82% |
|
|
3.75% |
3.82% |
| 36 Months |
4.00% |
4.07% |
|
|
4.00% |
4.07% |
| Liquid Gold*** |
2.75% |
2.78% |
$2,500 |
$1,000 |
2.75% |
2.78% |
| Interest is Compounded Monthly and Posted to the Account Monthly |
| * APY = Annual Percentage Yield |
| ** No Minimum balance required to earn interest |
| *** One Year Term, Contact us for Additional Terms and Conditions |
| A penalty may be imposed for withdrawals before maturity from term accounts |
| Fees/Penalties imposed on your account may affect the Annual Percentage Yield |
| Member FDIC |
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