Mother Lode Bank serving Sonora and the Mother Lode
Mother Lode Bank Banking in Tuolumne & Calaveras County
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Interest Rates Effective October 01, 2014
(Subject to Change)

172 W. Stockton Road, Sonora CA 95370
209/694-8400

13769 C Mono Way, Sonora CA 95370
209/532-9400

 

Account Type Interest Rate Annual Percentage Yield Minimum
To Open
 Balance to
Obtain APY*
Interest is Compounded Daily and Posted to the Account Monthly
Personal Accounts      
Interest Checking 0.01% 0.01% $100 **
Money Market     $1,000  
  0.00% 0.00%   $1,000 to $9,999
  0.05% 0.05%   $10,000 to $49,999
  0.10% 0.10%   $50,000 to $99,999
  0.15% 0.15%   $100,000 and above
Savings 0.05% 0.05% $100 **
Minor Savings 0.05% 0.05% $25 **
H.S.A Checking 0.00% 0.00% $100 ***
IRA & H.S.A. Savings 0.05% 0.05% $100 **
Business Accounts      
Interest Checking 0.01% 0.01%   **
Money Market     $1,000  
  0.00% 0.00%   $1,000 to $9,999
  0.05% 0.05%   $10,000 to $49,999
  0.10% 0.10%   $50,000 to $99,999
  0.15% 0.15%   $100,000 and above
Savings 0.05% 0.05% $100 **

 

Account Type Interest Rate APY* Minimum To Open
 Balance to Obtain APY*
Interest is Compounded Monthly and Posted to the Account Monthly
Certificates of Deposit $1,000  
3-5 Months  0.05% 0.05%   $1,000 and above
6-11 Months  0.10% 0.10%   $1,000 to $24,999
  0.17% 0.17%   $25,000 and above
12-23 Months 0.15% 0.15%   $1,000 to $24,999
  0.22% 0.22%   $25,000 and above
24-35 Months 0.20% 0.20%   $1,000 to $24,999
  0.37% 0.37%   $25,000 and above
36 Months 0.25% 0.25%   $1,000 to $24,999
  0.62% 0.62%   $25,000 and above
Liquid Gold*** 0.10% 0.10% $2,500 $1,000

 

* APY = Annual Percentage Yield
** No Minimum balance required to earn interest
*** One Year Term, Requires active Checking Account, Contact us for Additional Terms and Conditions
A penalty may be imposed for withdrawals before maturity from term accounts
Fees/Penalties imposed on your account may affect the Annual Percentage Yield
Member FDIC

 

   
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