Interest Rates Effective June 01, 2013
(Subject to Change)

 

Account Type	Interest Rate	Annual Percentage Yield	Minimum To Open	Balance to Obtain APY*
Interest is Compounded Daily and Posted to the Account Monthly
Personal Accounts
Interest Checking	0.01%	0.01%	$100	**
Money Market			$1,000
	0.00%	0.00%		$1,000 to $9,999
	0.05%	0.05%		$10,000 to $49,999
	0.10%	0.10%		$50,000 to $99,999
	0.15%	0.15%		$100,000 and above
Savings	0.05%	0.05%	$100	**
Minor Savings	0.05%	0.05%	$25	**
H.S.A Checking	0.00%	0.00%	$100	***
IRA & H.S.A. Savings	0.05%	0.05%	$100	**
Business Accounts
Interest Checking	0.01%	0.01%		**
Money Market			$1,000
	0.00%	0.00%		$1,000 to $9,999
	0.05%	0.05%		$10,000 to $49,999
	0.10%	0.10%		$50,000 to $99,999
	0.15%	0.15%		$100,000 and above
Savings	0.05%	0.05%	$100	**

 

Account Type	Interest Rate	APY*	Minimum To Open	Balance to Obtain APY*
Interest is Compounded Monthly and Posted to the Account Monthly
Certificates of Deposit			$1,000	$1,000
3-5 Months	0.05%	0.05%
6-11 Months	0.10%	0.10%
12-23 Months	0.15%	0.15%
24-35 Months	0.20%	0.20%
36 Months	0.25%	0.25%
Liquid Gold***	0.10%	0.10%	$2,500	$1,000

 

* APY = Annual Percentage Yield

** No Minimum balance required to earn interest

*** One Year Term, Requires active Checking Account, Contact us for Additional Terms and Conditions

A penalty may be imposed for withdrawals before maturity from term accounts

Fees/Penalties imposed on your account may affect the Annual Percentage Yield

Member FDIC