Interest Rates Effective June 27, 2008
(Subject to Change)

Account Type	Interest Rate	Annual Percentage Yield	Minimum To Open	Balance to Obtain APY*
Personal Accounts
Interest Checking	0.25%	0.25%	$100	**
Money Market			$1,000
	1.00%	1.00%		$1,000 to $9,999
	1.10%	1.11%		$10,000 to $49,999
	1.20%	1.21%		$50,000 to $99,999
	1.50%	1.51%		$100,000 and above
Savings	0.35%	0.35%	$100	**
Minor Savings	1.00%	1.00%	$25	**
Health Savings	0.75%	0.75%	$100	**
Business Accounts
Interest Checking	0.25%	0.25%		**
Money Market			$1,000
	1.00%	1.00%		$1,000 to $9,999
	1.10%	1.11%		$10,000 to $49,999
	1.20%	1.21%		$50,000 to $99,999
	1.50%	1.51%		$100,000 and above
Savings	0.35%	0.35%	$100	**
Interest is Compounded Daily and Posted to the Account Monthly

 

 

Account Type	Interest Rate	APY*	Minimum To Open	Balance to Obtain APY*	Rate with Checking Acct	APY*
Certificates of Deposit			$1,000	$1,000
30 Days	1.85%	1.87%			2.35%	2.38%
3-5 Months	3.00%	3.04%			3.00%	3.04%
6-23 Months	3.50%	3.56%			3.50%	3.56%
24-35 Months	3.75%	3.82%			3.75%	3.82%
36 Months	4.00%	4.07%			4.00%	4.07%
Liquid Gold***	2.75%	2.78%	$2,500	$1,000	2.75%	2.78%
Interest is Compounded Monthly and Posted to the Account Monthly

 

* APY = Annual Percentage Yield

** No Minimum balance required to earn interest

*** One Year Term, Contact us for Additional Terms and Conditions

A penalty may be imposed for withdrawals before maturity from term accounts

Fees/Penalties imposed on your account may affect the Annual Percentage Yield

Member FDIC