BECAUSE YOUR TRUST IS SO IMPORTANT
Your trust is the cornerstone of our relationship. That is why we
work so diligently to safeguard your privacy. The information that
you provide us is kept in the strictest of confidence. We have no
intentions of selling personal information about our customers to
third-party businesses. We are proud to make that commitment
to you, because your trust is the foundation of our business.
The following privacy policy explains how we use and
protect the information about our customers. We ask that
you read it carefully.
NOTICE OF YOUR
FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, mean Mother
Lode Bank.
This is our privacy notice for our customers. When we
use the words “you” and “your” we mean the following
types of customers:
- Our consumer customers who have a continuing
relationship by purchasing or holding financial products
or services such as a:
- Deposit account
- Loan Account
- Credit card account
- Safe deposit box
- All IRA and HSA accounts for which we act as custodian
We will tell you the sources of the information we collect
about you. We will tell you what measures we take to secure
that information.
THE INFORMATION WE COLLECT
We collect nonpublic personal information about you from the
following sources:
- Information we receive from you on applications or other
forms;
- Information about your transactions with us or others;
- Information we receive from a consumer reporting
agency
* Nonpublic personal information is nonpublic information
about you that we obtain in connection with providing
a financial product or service for you; for example,
information regarding your account balance, payment
history, and social security number.
INFORMATION WE
DISCLOSE ABOUT YOU
We share information about you only as permitted by law.
In accordance with standard banking practice and within
regulatory guidelines, we may share certain information
about you with reputable credit reporting agencies so
creditors can verify the existence and condition of your
accounts with us. We, like most banks, have contracts with
outside companies who provide support services to us and
with financial companies with whom we may offer products
and services pursuant to a joint agreement. We may share
information with mortgage bankers when helping you
secure a loan. We may share information about you if we
are served with a court order, a subpoena or are otherwise
compelled by law to do so.
Mother Lode Bank does not provide nonpublic personal
information to companies or individuals for the purpose of
independent telemarketing or direct mail marketing.
THE CONFIDENTIALITY, SECURITY,
AND INTEGRITY OF YOUR
INFORMATION
We restrict access to information about you to those
employees who need to know that information to provide
products or services to you. We maintain physical, electronic,
and procedural safeguards to protect this information.
INFORMATION ABOUT
FORMER CUSTOMERS
We do not disclose information about former customers,
except as permitted by law.
HELP US TO PROTECT YOU
FROM IDENTIFICATION THEFT
Together, we can head off identity theft and account fraud
before they ever happen. We work hard every day to ward
off these threats, but maximum security is possible only with
your help. If you suspect that someone has had unauthorized
access to your account, or access to your personal identifying
information such as your social security number or credit
card information, please notify us immediately so we can
take action to protect you.
