Mother Lode Bank serving Sonora and the Mother Lode
Mother Lode Bank Banking in Tuolumne & Calaveras County
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Privacy Policy

BECAUSE YOUR TRUST IS SO IMPORTANT

Your trust is the cornerstone of our relationship. That is why we work so diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no
intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you, because your trust is the foundation of our business.

The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us, when used in this notice, mean Mother Lode Bank.

This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:

  • Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a:
    • Deposit account
    • Loan Account
    • Credit card account
    • Safe deposit box
  • All IRA and HSA accounts for which we act as custodian We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

THE INFORMATION WE COLLECT

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms;
  • Information about your transactions with us or others;
  • Information we receive from a consumer reporting agency

    * Nonpublic personal information is nonpublic information
    about you that we obtain in connection with providing
    a financial product or service for you; for example,
    information regarding your account balance, payment
    history, and social security number.

INFORMATION WE DISCLOSE ABOUT YOU

We share information about you only as permitted by law. In accordance with standard banking practice and within regulatory guidelines, we may share certain information about you with reputable credit reporting agencies so creditors can verify the existence and condition of your accounts with us. We, like most banks, have contracts with outside companies who provide support services to us and with financial companies with whom we may offer products and services pursuant to a joint agreement. We may share information with mortgage bankers when helping you secure a loan. We may share information about you if we are served with a court order, a subpoena or are otherwise
compelled by law to do so.

Mother Lode Bank does not provide nonpublic personal information to companies or individuals for the purpose of independent telemarketing or direct mail marketing.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

INFORMATION ABOUT FORMER CUSTOMERS

We do not disclose information about former customers, except as permitted by law.

HELP US TO PROTECT YOU FROM IDENTIFICATION THEFT

Together, we can head off identity theft and account fraud before they ever happen. We work hard every day to ward off these threats, but maximum security is possible only with your help. If you suspect that someone has had unauthorized
access to your account, or access to your personal identifying
information such as your social security number or credit
card information, please notify us immediately so we can
take action to protect you.

Personal Banking, Business Banking, Mortgage, and Online Banking